Child obesity is a huge problem, so if your kids want to start tagging along with you to the gym, you should let them -- it's a great way to build healthy habits at an influential age. But here's the thing -- Kids won't be able to build strong muscles until puberty hits, so the emphasis should be on their form. They can improve muscle tone but they won't be able to bulk up -- and trying to can put them at a risk for injury.

With the help of a personal trainer, youngsters can use light weights to improve their posture and muscle tone, and it's a good introduction to a life of healthy habits. But check with your gym first -- some have age minimums.

Do you work out with your kids?

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Is a personal trainer worth the money you pay to assist you in getting fit and building that desired muscle tone? In one word, yes. Not only do personal trainers have a knowledge of fitness unlike most ordinary citizens, but they can prioritize workouts to get you the desired effect in the desired timeframe in most cases.

The one thing that escapes most who want to work out is the "social contract" portion of having a commitment to a trainer every day (or every other day) so that your motivational level continues unabated for as long as possible. That alone is worth the price you pay to a trainer in my opinion.

Have you found yourself sticking with an exercise routine for a month or two only to find yourself quitting after a while? Hire than trainer and make the sacrifices to pay for those sessions -- and keep on track for those all-important fitness goals.

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