Love handles refer to fat deposited on the sides of the waist. These unsightly bulges are also known as a spare tire or a muffin top, which occurs when excess fat hangs over a person's waistband.

Most people agree that having excess fat around the midsection is undesirable. Research shows that abdominal fat leads to higher risks of heart disease, diabetes and even certain types of cancers. But how do you go about getting rid of love handles?

One way to effectively eliminate love handles is to lose weight by following a reduced-calorie diet and by consistently doing cardiovascular exercise.

As you begin your diet and exercise program, you can disguise your love handles by wearing clothes that fit properly. Avoid too-tight clothing, low-rise jeans and midriff-baring shirts. Opt for pants that go around your natural waist and for women, skirts and dresses that sit at your natural waist.

Check out AOL Health's belly-bloating foods to avoid or eat belly-flattening foods. AOL Health also has sections on how to burn ab fat and ab workouts.