If you have a few paid, but unused personal training sessions lying around on your gym account, it's time to schedule them. Consider re-gifting fitness to the giver -- yourself.

My husband and I purchased a couple dozen personal training sessions two summers ago, but after my achilles rupture last summer and our crazy-busy lives, we never used them all. They don't expire, they're just quietly waiting to be flexed.

So for my birthday last week, he surprised me with a coupon for three personal training sessions at our gym. He scheduled 'em for early morning and offered to babysit the kids while I learn new strength-training and cardio tricks. I was pretty psyched to receive this re-gift and am looking forward to a trio of intense workouts with a sculpted trainer named Denny. If you're thinking about personal training, here's a helpful article to get started.