We will be spending more than $26 billion on gift cards this year. And just when you thought there's nothing new under the Christmas tree along comes one for 'good health.'

When it comes to Christmas presents, I was stumped over what to give to my husband's grandmother. As you know, most of the older generation really has everything they need. But, as luck would have it, I've found something that fits perfectly -- the 'gift of health' through a medical gift card.

It's not far off of what I did for my own grandmother year's ago. I bought her food. Yes, of course, she could buy her own food, but I headed to the grocery store to save her a trip. I then returned home and put everything in baskets under the tree (everything that didn't need to be in the fridge anyway.) Honestly, as simple (or as strange) as that may seem, she was so happy to not only receive something that she could use, but it saved her a from having to shop and lug everything into the house and it also saved her money - something everyone can relate to.The medical gift card, runs on the same premise -- it's simple! She can use it towards her prescriptions and her medical bills or anything like that. This gift card can be used for doctors' visits or deductibles, prescription co-pays, contact lenses and even elective surgery and/or vitamins.

"It's a first of its kind; no one has ever offered a gift card like this," said Kim Bellard of givewell.com.

The Give Well card is issued by Visa, so it can be used anywhere Visa is accepted for health-related services. They are not sold in stores so they need to be purchased online or over the phone from $25 up to $5,000. And the prepaid cards aren't just for the older generation ... they also make the perfect stocking stuffer for that recent college grad who doesn't have insurance. Or for anyone who wants to join a gym -- and don't limit yourself to Christmas, this is a great gift any time of year!

As with many gift cards, this one comes with a fee -- $5 plus whatever you load onto the card.