It's become so common there's actually an acronym for it! Driving while texting, or "DWT," is becoming such as issue across the nation that not only are many state governments looking at passing laws to regulate (or ban altogether) using cell phones and other devices to send text messages while driving but insurance agencies are also getting in on it -- they could actually look at your phone records and refuse to pay a claim if they see that you were texting at the time of an accident.

What do you think, fair or not fair? I say fair. I'm guilty of popping out a few texts while sitting at stoplights, but that doesn't mean I think it's right. Truth is that when we text message while behind the wheel we're not paying as close attention to the road -- and that endangers everybody.