Do you get enough sleep? Don't be so sure -- unless you're really putting a solid 8 hours or so into sack time. The joys of long and hard work days and raising a family (while enjoying other areas of life) can severely crimp that all-important sleep time.

Yet, most of us don't even think about the lack of sleep we get affecting our lives -- but it does in many ways.

Why are we all working so hard? For money? We all need to live comfortably, but amassing money at the expense of healthy is a concept that evades me -- I just don't understand it. How about rearing kids? Yep, that's a pretty worthwhile endeavor, but careful planning is needed to make sure your needs (as well as the needs of your kids) are met, right? Set a goal to get the proper amount of sleep. It's up to you.