Financial fitness and physical fitness -- what's the link?

I was listening to radio financial guru Dave Ramsey today, and for a brief moment thought I was listening to myself. No, I'm not a man ... nor do I have so much facial hair. But I could just hear myself in his words. His callers call in and make up all of these excuses on why they've charged a bunch of things on their credit cards, and are now in insane amounts of debt and he goes "duh" and "so what." Then he proceeds to give them an exact solution to get them out of the hole they're in.

I do the same thing. Trillions of people come to me with caloric debt. Meaning ... they give me a tons of excuses why they've consumed more calories than they could burn off and now they're stuck trying to get out of the hole they're in. I go "duh" and "so what." And then I give them the exact solution to get them out of the hole they're in.

There are two things you need to be both successful in fitness and in finance. First you need knowledge. If you don't know what healthy eating legitimately is, and how to exercise to your best advantage you can't succeed. Same goes for money. You need to understand how to avoid debt, deal with purchases, investments, and savings to avoid financial distress.

Discipline is a factor for both as well. You'll need it to: drag yourself to the gym, choose nutritious low-fat food, avoid unnecessary purchases, earn extra money, and pay bills on time. Consider the calories you consume debt, consider the exercise you do money. Don't charge more than you can pay off!

Being both financially and physically fit requires both information and will. I can imagine that if you excel at one, your determination and interest in success may cross over into the other. So I say, seek knowledge and test your will. With that, everything will fall into place.

You can always listen to me blab here at ThatsFit.com. To hear my twin on the financial side of things visit DaveRamsey.com. He's fantastic!